Are you a secret spender?

We are all guilty of treating ourselves every now and again to a new pair of shoes, dining with old friends or even a trip to the cinema. Even the most financially conscious individual treats themselves every so often. But, if you find yourself unnecessarily spending...

Are you 1 in 5?

Recent research by the annual Prudential Class of 2018 has highlighted that debt has increased to such a level that now, 1 in 5 of us retire with debt to clear. For lenders, this could mean reduced revenue and for those in debt, the dream retirement may be exactly...

Don’t drown in a tsunami of debt in January

Most of you will have finished your Christmas shopping and started the countdown to the big day. But, for many, the Christmas spirit may not be all-around. In this day and age, many families and individuals are pressured into providing a ‘perfect’ Christmas for other-...

Are you a yo-yo debtor?

There is nothing worse than learning you are low on money. It’s one of the worst feelings. You were so sure you were on top of all your payments and then that unexpected bill came in and here you are, struggling with cashflow. The very idea of debt is frightening, let...