Is there such a thing as sensible debt?

Debt, in any shape or form, isn’t something we welcome with open arms. Whether it’s to make ends meet, for a holiday or to cover the cost of Christmas, borrowing money to pay back later is often undesirable. Debt causes significant strain if you borrow beyond your...

Are you a secret spender?

We are all guilty of treating ourselves every now and again to a new pair of shoes, dining with old friends or even a trip to the cinema. Even the most financially conscious individual treats themselves every so often. But, if you find yourself unnecessarily spending...

Are you 1 in 5?

Recent research by the annual Prudential Class of 2018 has highlighted that debt has increased to such a level that now, 1 in 5 of us retire with debt to clear. For lenders, this could mean reduced revenue and for those in debt, the dream retirement may be exactly...