Don’t drown in a tsunami of debt in January

Most of you will have finished your Christmas shopping and started the countdown to the big day. But, for many, the Christmas spirit may not be all-around. In this day and age, many families and individuals are pressured into providing a ‘perfect’ Christmas for other-...

Are you a yo-yo debtor?

There is nothing worse than learning you are low on money. It’s one of the worst feelings. You were so sure you were on top of all your payments and then that unexpected bill came in and here you are, struggling with cashflow. The very idea of debt is frightening, let...

Good Debt? Bad Debt?

In this day and age, it’s difficult to make some life choices without borrowing some money. Debt can come in different forms, but with careful consideration and a realistic mindset borrowing money can have a positive impact on your financial future. Before getting...

Are you 1 of 8.3 million?

Consumer debt within the United Kingdom has increased considerably within the last year and continues to grow,  according to new figures. Consumer debt which covers credit cards, car loans, and personal loans has risen by more than 10% – six times as fast as the...

Charities facing a night-time carers nightmare

Dozens of leading charities are possibly facing insolvency after the Government change guidance regarding night-time carers pay and, back pay for them is demanded. In October 2016, the Department for Business, Energy and Industrial Strategy (BEIS) changed the guidance...