Most of you will have finished your Christmas shopping and started the countdown to the big day. But, for many, the Christmas spirit may not be all-around.

In this day and age, many families and individuals are pressured into providing a ‘perfect’ Christmas for other- and will risk falling into debt just to achieve this. According to Scottish Friendly, almost six in ten households in the UK, admitted to making sacrifices to buying Christmas presents and many families (31%) relying on their credit cards to purchase presents.

Tsunami of debt If you are worried that you will be drowning in debt this January, don’t bury your head in the sand, this can severely impact your life and even your mental health – act now.

Nobody should face these difficulties on their own. Talk to someone who can help.

If you are concerned about your current financial situation then talk to us today, or if you become overwhelmed with repayments and feel like you are drowning in a tsunami of debt in the New Year, contact us in January.  We guarantee that you won’t be the only one. We can provide advice and support on debt and help to find you a solution. Call 01656 661426 for a confidential and free consultation, to discuss your options.

*Please note: Our office will be closed from midday the 19th December until the 4th January 2018.